Federal Reserve Monetary coverage. Mortgage loan rates are indirectly influenced by the Federal Reserve’s monetary policy. If the central financial institution raises the federal cash goal fee, because it did through 2022 and 2023, which has a knock-on impact by creating limited-time period interest rates to go up. Chris Jennings https://advertisesmart.com/view/post/Understanding-Different-Types-of-Loans-in-Spanish/305